The Reserve Bank, which offers 3 months of flexibility to repay all types of term loan, will benefit small businesses , Read now news source here.
Reserve Bank of India Governor Shaktikanta Das has made many important announcements today aimed at boosting the Indian economy. One of the important announcements, especially for the general public and small entrepreneurs, was that for the next three months, EMI of various loans, including a home loan, a corporate loan, a personal loan, would still be heavy. In addition, lending companies, banks are allowed to postpone interest on payment of working capital for up to three months. In view of the current situation arising out of Corona, the RBI has decided that no punitive action will be taken against any person or firm or companies that cannot repay the loan for the next three months. Das also said that on March 1, 2020, a three-month deadline has been set for repayment of outstanding loan installments.
Borrowers will be relieved
Shaktikanta Das said that reducing the debt servicing burden to relieve the financial stress transition in the real economy provides relief to borrowers and thus reduces the stress on the economy.
If you do not pay the first three installments then the loan was considered default÷
As a rule, if a loan installment or EMI does not repay for three consecutive months, that loan is included in the category of bad loans and the loan person or company was declared as defaulter.
Education/ reference software
Educational software is computer software, the primary purpose of which is teaching or self-learning. Education software comes in many different types like Courseware-which describe additional educational material intended as kits for teachers or trainers or as tutorials for students, usually packaged for use with a computer. Another type of education software is assessment software- primary purpose of assessing and testing students in a virtual environment. This type allows students to complete tests and examinations using a computer, usually networked
Programming software is a set of tools to aid developers in writing programs. The various tools available are compilers, linkers, debuggers, interpreters and text editors.
The hardware alone cannot perform any particular calculation or manipulation without being instructed exactly what to do and in what order to do it. These instructions are hence as important, if not more than hardware and are called software. The software acts as an interface between the user and the computer.
A software or a program can be defined as a complete set of written instructions written by the programmer which enables the computer to obtain the solution of problem (with or without data). Software is a general term that is used to describe any single program or group of programs.
Application software is intended to perform certain tasks. Examples of application software include office suites, gaming applications, database systems and educational software. Application software can be a single program or a collection of small programs. This type of software is what consumers most typically think of as "software."
When it comes to doing homework writing assignments, it is getting easier to complete every other task once you have your computer at hand. With spell check and other spelling tools, it makes it easier and faster to complete work. This is because you are not required to spend all your time going through your homework, looking for spelling mistakes. Instead, the computer automatically does it for you, making your life easier.
What is more, computers also add to the development of fundamental skills. Good educational software enables children to practice and develop a broad range of skills. It can help them learn, for example, about shapes, letters, numbers, rhythm, and colors. Good educational software can also help children develop their understanding of cause and effect, procedural thinking, higher order problem solving and creative expression.
At the same time, many students have begun to rely too much on computers. Many children come to libraries to access computers and CD-ROM’s rather than to read. Though such computer activities are purported to be educational, there is a fundamental difference between the skills obtained from reading versus those used to engage in an interactive CD-ROM. Librarians, as well as teachers, should guide as many children as possible towards text books rather than the computers.
Emotional skills are also enhanced by using a computer. Children develop self-confidence and self-esteem as they master computer skills and use the computer to make things happen.
Computers also develop social skills. In a classroom, with many other students, or at home, when the students’ friends or parents are available, children often prefer working with one or two partners over working alone, which leads to the development of social skills. To sum it up, all types of pollution is hazardous and comes with grave consequences. Everyone must take a step towards change ranging from individuals to the industries. As tackling this problem calls for a joint effort, so we must join hands now. Moreover, the innocent lives of animals are being lost because of such human activities. So, all of us must take a stand and become a voice for the unheard in order to make this earth pollution-free.
Finally, computers provide many advantages for children with special needs in the school system. Computers have proven extremely beneficial to students with certain speech, audio, and motor limitations. Students with special needs can use alternative input and output devices to interact with computers and do things that they normally could not accomplish independently. What they can do through using a computer boosts their self-esteem and provides them with a greater sense of control with the world around them and their own individual lives. The Internet – or the information highway – provides them with the best of knowledge for their treatments, and they can keep in touch with doctors or friends that are in other parts of the world via the Internet. Various types of computer technologies will continue to meet the special needs of the students of all academic levels in the future, as well
Addition of harmful substances to nature is called pollution. Pollution is of different types. The smoke coming out from the chimneys of industries and the silencers of vehicles cause air pollution. We can check this by reducing the polluting factories and using good quality fuels and engines. Now we can plant trees which will convert carbon dioxide into oxygen. We have to develop and use solar power to reduce air pollution
Water pollution is caused by leaving untreated industrial wastes directly into rivers, tanks and lakes. This should be avoided by all means. The wastes must not be discharged into rivers directly. The wastes should be treated in a proper way. Ocean water is polluted by leakage of oil from offshore oil wells and during movement of ships. Proper measures and care should be taken to check the leakage of oil.
When we throw plastic wastes and other under gradable wastes, it causes soil pollution. Soil pollution makes the soil infertile. Most of the people in India are dependant on agriculture. Hence, soil pollution should be avoided if we want the farmers to progress.
Noise pollution is caused by industries, honking of horns, using loudspeakers and bursting crackers. We should avoid using horns near schools and hospitals. We should not use loudspeakers after 8 pm and loudspeakers’ sound should also be minimised. Bursting of crackers also should be controlled. Pollution affects the health of all living beings. All sorts of pollution, spoil the ecology and that should be avoided.
In conclusion, technology provides a great assortment of benefits like speed, efficiency, and agility to online users all over the world. Today, more and more people in the poorest countries are getting over their unplugged status. They start using techs of all kinds in their everyday life. Sooner than you know, there will be no “white spots” zones not only in geography sphere but in the technology field as wel
Application software, also known as an application or an "app", is computer software designed to help the user to perform specific tasks. Application software is contrasted with system software and middleware, which manage and integrate a computer's capabilities, but typically do not directly apply them in the performance of tasks that benefit the user. The system software serves the application, which in turn serves the user.Application software is usually designed for end users and most are user friendly. Application software applies the power of a particular computing platform or system software to a particular purpose.
System Software consists of all programs, languages and documentation supplied by the manufacturer along with the computer. These programs allow the user to communicate with the computer and write or develop his own programs. This software makes the machine easier to use and helps to make very efficient use of the resources of the hardware.